Private Wealth Management
Capital Planning Partners provides a full range of wealth management and investment advisory services to assist my clients, including:
Investment Management
If you are looking for a cookie-cutter investment portfolio, I’m not the right fit for you. My clients entrust me with their assets to preserve their capital, provide real growth in their portfolios, and guide them toward financial security. At Capital Planning Partners, I believe sound investment advice is the result of solid research and experienced analytical skills coupled with an in-depth understanding of my clients’ financial objectives. A disciplined focus on core fundamentals is the cornerstone of a successful long-term investment strategy. For each client, I thoughtfully construct a custom portfolio specifically designed to meet your needs (i.e. target asset allocation, liquidity and income needs, growth objectives and capital preservation). My goal is to consistently add value and enhance returns for our private clients.
In addition, my investment advisory services are well suited to address the unique needs consistent with the investment charter of foundations and endowments.
Learn more about our Investment Philosophy
Financial & Strategic Planning
Traditional financial planning involves the development of an exhaustive and expensive “financial plan” at the beginning of the client relationship—a plan that often sits on your shelf collecting dust. I see the role of financial planning quite differently. While I agree that financial planning requires an understanding of the complete picture of your goals, concerns, and circumstances, I also believe that it should be a continuous, proactive and dynamic process. My consultative approach provides timely and in-depth analysis, as well as focused recommendations, at the key milestones and decision points in your life, such as retirement.
Estate Planning & Wealth Transfer
Working in concert with tax and legal advisors, I assist affluent individuals and their families in the legacy planning and charitable giving process. Frequently, I advise my clients in their philanthropic endeavors and generational wealth transfer issues, emphasizing long-term strategic planning. I can assist you in developing strategies to properly structure and efficiently transfer wealth to your heirs and the charitable organizations you support.
Estate taxes can quickly erode the wealth you have worked all your life to create. Your assets can only go to three places: your heirs, a charity, or the IRS. If you’re like most people, your goal is to minimize taxes. I utilize a variety of advanced planning strategies and innovative techniques to help you:
- Design and document a plan to ensure proper timing and amount of distributions to your chosen beneficiaries.
- Provide sufficient income for a spouse or other dependents; take maximum advantage of annual and lifetime gift exclusions; establish gifting programs to transfer assets and provide financial security for children or grandchildren.
- Maximize your ability to give to charity while reducing taxes and potentially increasing current income.
- Equalize distributions of estate and business interests between children working in the family business and those not active in the company; reduce or eliminate estate taxes.
- Fund any remaining tax liability through efficient and cost-effective methods.
- Integrating philanthropic planning into your overall wealth management strategy can help you maximize the value of your gifts, reduce tax liability, and create a meaningful legacy.
Life Insurance Planning
Obtaining the appropriate life insurance coverage is the foundation of a sound financial plan. I place a high priority on designing and implementing comprehensive strategies to protect your family and fund future liabilities such as estate taxes.
As circumstances change, so do your life insurance needs. Therefore, it is critical to review your existing policies periodically to ensure they are performing as expected and still appropriate for your situation. If not, my advisors may be able to restructure your coverage without triggering any tax consequences. I utilize innovative policy designs from top-rated insurance carriers in an attempt to achieve lower premiums and a higher death benefit amount with unique features and flexible options to meet your current needs.
Family Wealth Counseling
Working in concert with tax and legal advisors, I assist affluent families. I have found intergenerational communication and education are key elements in ensuring that your family is prepared for the transfer of wealth and that the next generation understands the responsibilities of wealth. That’s why I take an active role in supporting the long-term vision of the family which helps foster family unity and prepare family members to continue the family legacy. I facilitate family meetings to involve younger family members in the wealth management process and help them understand your estate plan.
Equity Compensation Planning
Capital Planning Partners specializes in helping corporate executives maximize the value of their equity compensation, including employee stock options, restricted stock, stock appreciation rights, and other forms of equity-based compensation.
