Investment Philosophy

At Capital Planning Partners, I believe sound investment advice is the result of solid research and experienced analytical skills coupled with an in-depth understanding of my clients’ financial objectives. My investment philosophy is rooted in the fundamental belief that a rigorous process leads to disciplined investment strategies. Decades of investment experience has given me the analytical framework to understand the intricacies and interdependencies of a complex global economy. Over the years, I have developed, refined, and honed my process.

How I Think

When it comes to providing the absolute best investment advice to clients, it is not just about what I think, but also how I think. I believe it is important for my clients to thoroughly understand my investment philosophy and approach. That’s why I take the time to educate my clients on how I think. Having an understanding of my process gives my clients conviction in my strategy and the confidence to weather volatile markets. I believe this provides significant advantages for me to help my clients meet their objectives.

My Investment Process

It is my overriding belief that I cannot manage a client’s assets effectively without a complete understanding of their financial situation. For that reason, I begin every client relationship by determining exactly what you are trying to achieve with your investment portfolio.

A disciplined focus on long-term fundamentals is the cornerstone of successful investing. My investment process is anchored by rigorous fundamental analysis. By conducting in-depth research on the global economy across countries, industry sectors, companies and individual securities, I strive to determine the best relative value for my clients. It provides valuable insights, enabling me to anticipate economic and market developments so I can position my clients’ portfolios accordingly.

Asset Allocation & Portfolio Construction

The next step is to develop a vision for your portfolio. Determining an appropriate asset allocation is the first and most critical component in building a successful investment strategy, but the process doesn’t end there. Once I formulate your strategic asset allocation, the most important decision I make is selecting the investments that populate your portfolio. My due diligence process involves investment screening, strategy reviews with analysts and portfolio managers, and examining track records, but most importantly it’s about your needs—determining what you need from the portfolio with regards to liquidity, cash flow and income, required returns, capacity for risk and so on.

I evaluate each portfolio position in the context of its potential contribution to overall portfolio return and risk. Rather than merely searching for prospective profits, I place the highest priority on reducing volatility and preventing losses. In this regard, I do not believe that one size fits all and therefore evaluate implementation for each client situation independently.

At every step, I look beyond individual investments to consider your overall investment strategy, so that whatever the market is doing, you’re properly positioned. My goal is to consistently add value and enhance returns while preserving capital for my clients.

Active Portfolio Oversight & Management

With Capital Planning Partners, investment due diligence isn’t limited to the selection stage. It’s an ongoing process. I track the global economic fundamentals, monitor and evaluate the investment managers and review portfolio performance. I have a disciplined buy, hold, and sell criteria. My Investment Committee carefully monitors every investment recommendation on an ongoing basis to ensure it continues to adhere to our strict criteria for ownership.

I actively rebalance your portfolio to ensure the target asset allocation matches your risk profile. As market or economic conditions shift, I make strategic changes to reposition the portfolio to take advantage of undervalued investments. Before implementing any changes, I carefully consider each client’s circumstances including their cash flow needs and tax situation.